At a young age most of us learn what our birthstone is either from seeing a list at a jewelry store or being given a gift featuring our birthstone. However, though we may be familiar with our birthstone most of us dont know the history of birthstone jewelry and how each gemstone came to be assigned a birth month to represent.

Many jewelry historians agree that birthstone jewelry seems to have its roots in the biblical story of Moses brother Aaron who was given a breastplate with 12 embedded stones when he was named high priest. In the Bible each of these 12 gemstones is said to represent the 12 tribes of Israel. Exodus 28:15-30 actually lists out the 12 gemstones that were used in the high priests breastplate and these may or may not have been the 12 original birthstones. However, its highly likely that even though the names were the same the birthstones themselves were different stones.

Gemstones continued to be popular throughout the middle ages and beyond, when certain stones were thought to have special properties such as amethyst to guard against drunkenness. Throughout history different cultures have attributed different properties or powers to gemstones. In fact, the study of gemstones can be a fascinating one for anyone who is interested in jewelry or mythology.

In 1912, the American National Association of Jewelers published an official guide naming and associating a gemstone to each month of the year. Since then birthstone jewelry has continued to remain popular whether its necklaces, bracelets, or rings. Some of the birthstones have changed over the years, but the list for the most part remains fairly similar to the one which was first published in 1912. In addition, some people choose to use the older list while others choose to use the new modern incarnation.

Below is a modern birthstone chart that you can use to choose birthstone jewelry for a loved one. Please note that there may be variations between older and newer charts, but they will be minor and the gift recipient is sure to love a birthstone jewelry gift either way.

January Garnet
February Amethyst
March Aquamarine, Bloodstone
April Diamond
May Emerald
June Pearl, Moonstone
July Ruby
August Peridot
September Sapphire
October Opal, Tourmaline
November Topaz, Citrine
December Turquoise, Blue Topaz

If you are looking for a unique gift to give a loved you can be sure that birthstone jewelry will be appreciated and loved.

Granite tile is first the choice for Interior designers since decades because of its beauty aesthetic appeal. Because of its matchless appeal it is mostly used for countertops. Its price starting at $60 a foot but homeowners can enjoy the benefits of granite without much expense with clever design plans. Besides selection of Granite it is important to know few aspects of installation as it greatly affect the longevity of tiles.

Granite tiles installation:
One should not use acid-base cleaner to clean surface of granite tiles.
One should hire a flooring tile professional for its installation.
One should always consider the type of surface that would be best to install for the area.
One should always inspect the whole lot before beginning installation.
One should not install tiles on uneven or dirty surface.
One should regular clean granite surface before installation.
One should always read all warranty information before purchase.
One should not use any hard material to clean this surface.

Why it is Useful:-
Because it is versatile.
Because of its abundance nature.
Because It is available in different colours.
Because it could be used commonly on surface and countertops.
Because of its hard and strong nature makes it useful in the maximum traffic area or doorway.

One should be aware of is advantages and disadvantages before using Granite tiles so that it could be used at the right place to reflect its charm.

Advantages Granite Tiles:-
It is versatile.
It is comparatively cheaper than other tiles.
It is durable because of its hard nature.
It is both trendy and useful.
It is resistant to scratch, heat and stain.
It can be used in areas that experienced high foot traffic.
It will not fade due to sun rays in long run.
It is easy to maintain and clean.
It is abundance.
It is temperature resistant.
Its surface is smooth that enhance the visual appeal.
It can endure dust or dirt particles.

How to maintain:-
Always clean granite countertops with plain water or light soap to clean. Do not use any hard or acid-based cleaning agent.
One should avoid putting directly any hot material on its surface as this can make the seal of the granite countertop weak.
One should always do regular inspection for any cracks, chips or dents.

Regular maintenance is certainly required to preserve these tiles in good condition but taking proper measures before buying Granite tiles and the aspects to be cared before installation is also necessary.

The Bozeman looks somewhat like your typical work boot but with some very nice surprises. You might have to be a little brave, but hey, what’s there to really lose. t mean that they all know who the designers are nor in the most basic way is it necessary at this early stage of their careers. The best example of a culture which functions in this way are the Tibetans. Millionaires make great effort to save money and not to constantly spend.

So, every now and then you are going to have to go play nice with your friends and leave me alone. Obviously, I cannot speak for the overpronators and neutral runners out there, but these shoes have worked fairly well for me and my needs. However, recognizing your Primary Emotional Responses allows you to spot how a specific toxic person or situation triggers a specific type of Toxic Magnet response in you. Well, that’s nice. Even former Beatle Paul Mc – Cartney was considered a goody goody (apart from often being accused of breaking the Beatles up).

The point is, whether the challenge is cold feet or ‘coaled feet,’ we humans are really not as frail as we think we are. The Ten Commandments, but the first two is the mightiest of all of them and in which all the other laws hang upon. There are plenty of users out there. Steve Madden – Rebecaa Satin Peep-Toe Platform Pump If the party you are attending is a formal one, the Rebecaa satin pump by Steve madden is a perfect choice. Spending in stores where the middle class shop, such as Target and Kohl’s, are up just 5 and 4 percent.

com and retails for 149. When I was at a lower income level, I was shocked at how much throwing in a shirt, tie, or belt could add to my overall bill. – craig. The office party is also the ideal place to continue strengthening work relationships and meet new friends. It will make you look less slobbish.

Do you want a new pair of shoes to match your new suit. I know this is going to stir some of you up into a fit, but like it says in my byline, I have a deep passion for issues dealing with the poor. Obedience is the proof of a person8217;s true love for God. This is a common question that most of us will have been asked at one time or another. And when you don’t expect them to behave properly within their own relationships at home, the truth is that you are also hindering their ability to act appropriately with their friends at school.

I have a friend who rarely wears make up, but wanted to doll herself up to attend a wedding. Within minutes of starting to apply her foundation, she was dismayed to discover it smelled terrible and was forced to scrub it off. Her make up, had obviously gone bad.

How long can you really keep your make up before it turns bad and becomes a health hazard? Most make up does not require expiry dates or manufactured dates which makes it difficult to determine how old it is, even when you have just purchased it. However, most make up will not lose its freshness until after that package has been opened.

Water based liquid foundation will last about a year, whereas oil based foundations can remain for about a year and a half. However, if the bottle is opened necked, rather than a pump or squeeze tube, the time is cut in half. Tilting the bottle against your fingers introduces oil, contaminants and bacteria to your foundation, reducing the lifespan.

Pencil eyeliners are good for about two years, as long as you sharpen them regularly. Liquid eyeliners, on the other hand are much more susceptible to bacteria, and should be tossed out about three months after opening. Mascara is another easy target for contamination much like the liquid eyeliner, and should only be kept for three months.

Molded lipsticks have a good long life of up to two years in fact. Glosses and liquid lip colours, however, should not be kept more than three months.

Powdered make up, such as blush, eyeshadow and powder foundation has the longest shelf life of all cosmetics. You can keep these products for up to three years, as long as they are properly stored in a closed case. If the case is left open, however or the lid breaks, your make up is subject to dust, dirt and contaminants and could pose a health risk.

While these guidelines are helpful, a little common sense should prevail. Brushes and sponges should be washed at least once a week in mild, soapy water. Make up wedges should be disposed of after a week or two at most. If any of your make up has a funny odour or looks odd, throw it out. Also, if you have been wearing make up during a contagious illness, such as influenza, you’ve probably contaminated it and you should just start fresh.

Discover more gorgeous beauty tips and advice at our beauty website.

Not all boutiques sell clothes and accessories. There are boutique banks like the boutique investment banking which refers to a small firm that provides services that the typical investment banking gives. The difference, aside from the size is that boutique investment banks usually provide limited services like bond trading, technical analysis assistance and program trading. They also provide giving of advice and assistance for buyouts, acquisitions and mergers.

Boutique investment banks also offer research intended for investment banking and asset and wealth management. These services were allowed only in large investment banks before. They usually work with smaller deals and specialize in certain industries like energy, information technology and media or in projects with private companies and public offices.

Boutique investment banks provide assistance in merger, public equity underwriting and acquisition. Some banks have even generated contacts with bloggers to make their clients earn more money. These bloggers are shaped from business, technology and investing.

Banks of this kind also offer institutional brokerage. This refers to brokerage that has institutions as their clients. They fix the selling and buying of products for institutions, complete necessary legal paper works, obtain signature and collect money. Also, they may receive money from clients of both parties depending on their policies.

Another service offered by boutique investment banks is the wealth management. Boutique investment banks cater to the needs of high net-worth individuals, non-profit organizations and partnerships of companies. They give guidance to clients in their investment decisions and this made them deliver distinguished solutions like LIATI Group, LLC of Michael Geffrard.

Michael Geffrard and his company LIATI Group, LLC have experienced professionals for investment projects of their clients. Like other boutique investment banks, this company raises capital of companies and projects they handle.

Distinct from commercial banks, boutique investment banks do not take cash deposits. They trade securities for cash or for other securities in their sell side. While on their buy side, boutique investment banks deal with mutual funds, hedge funds, pension funds and with the investing public. In LIATI Group of Michael Geffrard, they focus on industries like water, wastewater, transmission, waste management and power generation. They also pay attention to green technologies, aerospace, industrial process management and recycling. Research and find the best investment bank for you.

The number of consumers turning to wholesale shopping bags as a reusable and green alternative to the traditional plastic bag is on the rise.

Results from a study undertaken by WRAP, the governments waste body show that the single use of plastic carrier bags have been gradually declining over the years. The progress made in recent years is reflected in the fact that thin carrier bag usage is down 40% on 2006.

The increased awareness of the environmental impact of these bags amongst retailers and consumers has helped to change shopping habits.

Leading environmental campaigners state that the use of single-use plastic bags cause significant environmental problems such as harming wildlife, spoiling the landscape and furthermore take over 1000 years to decompose.

Keen to show the changes in buyer behaviour, leading retailers have adopted a number of schemes to help encourage the take-up of bags of life, by unveiling their own lines of branded cotton carrier bags.

Other different techniques employed by retailers include staff being trained to ask customers whether they require a bag and increasing the collection of used bags for recycling at store.

The decrease in the number of single-use bags has been significantly driven by the introduction of a levy in Wales, the plastic bag tax, which retailers claim has seen usage cut by a whopping 90%. The progress shown could see the tax rolled out across the UK.

Six months after the minimum charge of 5p per bag was introduced in the country, a number of leading supermarkets have stated that one-time plastic bag usage has dropped.

Sainsbury’s saw a 90 per cent fall, the Co-op reported 86 per cent and Morrisons 60 per cent, BBC Wales revealed.

Sainsbury’s said to the BBC: “The scheme is working well and has clear benefits both for the environment and for charities.

“Over the last three months we’ve seen a drop of around 90 per cent in the use of single use bags in our Welsh stores.”

Northern Ireland looks set to introduce a similar tax next year with Scotland and England set to follow suit.

By purchasing wholesale cotton bags in bulk, it gives customers an alternative to the plastic bag and encourages them to use the cotton bags. These bags can be easily branded with company logos and slogans to give them more of a corporate identity.

Are Your Favorite Sites PCI Certified?

You might have heard a lot about PCI scanning and compliance lately. You might have even taken all the steps you need in order to ensure that your website is PCI certified. But, I’m curious about something. Are the web sites you’re shopping on PCI certified? This is something that should be important to you as an online shopper, to be sure that your personal information, such as social security numbers, account numbers, etc. is secure and safe. One of the ways to be sure, is if the website you are shopping on has been PCI certified.

Being PCI certified means that the website complies with what’s required by the PCI DSS. Requirements include creating and maintaining a secured network, protecting cardholder data, cultivating a vulnerability management program, regularly monitoring and testing networks, and creating and following through with a privacy policy. In addition to those things, the web site should implement PCI vulnerability scans on a daily or at least quarterly basis. PCI vulnerability scans perform tests that make certain there aren’t any vulnerabilities or threats on the website to cause customer information to be available to online predators and hackers.

You might be wondering how to determine if a web site that you shop on is PCI certified. An easy way to tell is by looking for trust marks posted on the web site. Trust seals are small images, that confirm that the site was verified by a third party, and is PCI certified. It is important to look for website trust seals when online shopping as a defence against online theives.

It’s a no-brainer that internet shopping means that you need to use caution. Do your homework and be on the look out for current trust seals. Be certain the web sites you’re shopping on are verified by a third party, and that they follow PCI compliance. Don’t allow your personal information to fall into the wrong hands. Make sure that you are only doing business with PCI certified sites.